El Paso Foundation Stabilization Program

City of El Paso Community & Human Development

Waitlist Home Repair

About This Program

El Paso Foundation Stabilization Program is available to homeowners in El Paso, TX.

Deferred-payment loan for foundation repairs due to soil movement in El Paso's clay soils. Available to low and moderate-income homeowners. No monthly payments; loan due upon sale, transfer, or refinance of property.

Deferred loan for foundation stabilization and structural repairs

Official source site checked live on 2026-06-22.

Data last verified 2026-05-24. How we verify our data.

In El Paso, TX, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $15,000 deferred-payment loan
  • Foundation repair due to soil movement
  • Income at or below 120% AMI
  • No monthly payments required
  • Due upon sale, transfer, or refinance

How to Apply

Get free help applying Visit Official Program Page Track this program

(915) 212-0100

A grant-savvy contractor in El Paso, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in El Paso early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Limited funding, check availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can El Paso Foundation Stabilization Program provide in El Paso, TX?

Up to $15,000 deferred loan.

Who qualifies for El Paso Foundation Stabilization Program in El Paso?

El Paso Foundation Stabilization Program is open to homeowners in El Paso, TX.

How do I apply for El Paso Foundation Stabilization Program in El Paso, TX?

Apply directly with City of El Paso Community & Human Development using the official program link on this page or call (915) 212-0100. There is no middleman and no fee.

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Find More Programs in El Paso, TX

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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