NC Housing Finance Agency Home Rehabilitation Loan

North Carolina Housing Finance Agency

Available Home Repair

About This Program

NC Housing Finance Agency Home Rehabilitation Loan is available to homeowners in Elizabeth City, NC.

Low-interest loan program for necessary home repairs and improvements. Available to low- and moderate-income homeowners statewide. Loan term up to 15 years at 2% fixed interest rate. Can be combined with other repair programs.

Low-interest loan at 2% fixed rate for home repairs

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Elizabeth City, NC, you can combine this program with other local help to cut your cost:

Key Details

  • Low-interest loan up to $30,000 at 2%
  • 15-year repayment term available
  • Available to moderate-income homeowners
  • Covers major repairs and improvements
  • Can be combined with other programs

How to Apply

Get free help applying Visit Official Program Page Track this program

(919) 877-5700

A grant-savvy contractor in Elizabeth City, NC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Elizabeth City early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling applications

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can NC Housing Finance Agency Home Rehabilitation Loan provide in Elizabeth City, NC?

Up to $30,000 at 2% interest.

Who qualifies for NC Housing Finance Agency Home Rehabilitation Loan in Elizabeth City?

NC Housing Finance Agency Home Rehabilitation Loan is open to homeowners in Elizabeth City, NC.

How do I apply for NC Housing Finance Agency Home Rehabilitation Loan in Elizabeth City, NC?

Apply directly with North Carolina Housing Finance Agency using the official program link on this page or call (919) 877-5700. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Elizabeth City, NC contractors

Find More Programs in Elizabeth City, NC

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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