New Jersey HOME Program Rehabilitation

NJ Department of Community Affairs (HOME)

Available Home Repair

About This Program

New Jersey HOME Program Rehabilitation is available to homeowners in Elizabeth, NJ.

Federal HOME Investment Partnerships Program funds administered by the state for major rehabilitation of owner-occupied homes. Provides deferred or forgivable loans for comprehensive repairs to bring homes up to code and improve habitability.

Loan amount based on repair scope and household income

Official program page checked live on 2026-06-22.

Data last verified 2026-05-25. How we verify our data.

In Elizabeth, NJ, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $40,000 for major home rehabilitation
  • Income at or below 80% AMI required
  • Deferred or forgivable loan structure
  • Brings home up to code and safety standards
  • Must occupy home during and after rehab

How to Apply

Get free help applying Visit Official Program Page Track this program

(609) 292-4080

A grant-savvy contractor in Elizabeth, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Elizabeth early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Applications through local administrators

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can New Jersey HOME Program Rehabilitation provide in Elizabeth, NJ?

Up to $40,000 rehabilitation assistance.

Who qualifies for New Jersey HOME Program Rehabilitation in Elizabeth?

New Jersey HOME Program Rehabilitation is open to homeowners in Elizabeth, NJ. It prioritizes low-income households.

How do I apply for New Jersey HOME Program Rehabilitation in Elizabeth, NJ?

Apply directly with NJ Department of Community Affairs (HOME) using the official program link on this page or call (609) 292-4080. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Elizabeth, NJ contractors

Find More Programs in Elizabeth, NJ

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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