Sacramento County Water & Sewer Lateral Loan

Sacramento County Environmental Management Department

Available Home Repair

About This Program

Sacramento County Water & Sewer Lateral Loan is available to homeowners in Elk Grove, CA.

Provides zero-interest deferred loans to income-qualified homeowners for repair or replacement of failing water or sewer laterals on private property. Loan is due when property is sold, transferred, or refinanced.

Zero-interest deferred loan for typical sewer lateral replacement

Official program page checked live on 2026-06-22.

Data last verified 2026-05-25. How we verify our data.

In Elk Grove, CA, you can combine this program with other local help to cut your cost:

Key Details

  • Deferred loan up to $15,000 for laterals
  • Zero interest, no monthly payments
  • Income at or below 120% AMI
  • Covers sewer and water line repairs
  • Due when home is sold or refinanced

How to Apply

Get free help applying Visit Official Program Page Track this program

(916) 875-8484

A grant-savvy contractor in Elk Grove, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Elk Grove early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing subject to funding

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Sacramento County Water & Sewer Lateral Loan provide in Elk Grove, CA?

Deferred loan up to $15,000.

Who qualifies for Sacramento County Water & Sewer Lateral Loan in Elk Grove?

Sacramento County Water & Sewer Lateral Loan is open to homeowners in Elk Grove, CA.

How do I apply for Sacramento County Water & Sewer Lateral Loan in Elk Grove, CA?

Apply directly with Sacramento County Environmental Management Department using the official program link on this page or call (916) 875-8484. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Elk Grove, CA contractors

Find More Programs in Elk Grove, CA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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