Washington State HOME Program Homeowner Rehab

Washington State Commerce / HUD

Available Home Repair

About This Program

Washington State HOME Program Homeowner Rehab is available to homeowners in Ellensburg, WA.

Federal HOME Investment Partnership Program funds administered by Washington State for homeowner rehabilitation. Forgivable loans for major repairs and improvements to ensure safe, decent housing.

Forgivable loan up to $35,000; forgiven after 5-15 years based on amount

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

This is a national program. In Ellensburg, WA, you can stack it with local programs like these:

Key Details

  • Forgivable loan up to $35,000
  • Income at or below 80% AMI required
  • Must be owner-occupied primary residence
  • Forgiven over 5-15 years based on amount
  • Covers major health and safety repairs

How to Apply

Get free help applying Visit Official Program Page Track this program

(800) 290-3857

A grant-savvy contractor in Ellensburg, WA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Ellensburg early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Applications through local housing authorities

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Washington State HOME Program Homeowner Rehab provide in Ellensburg, WA?

Up to $35,000 forgivable loan.

Who qualifies for Washington State HOME Program Homeowner Rehab in Ellensburg?

Washington State HOME Program Homeowner Rehab is open to homeowners in Ellensburg, WA. It prioritizes low-income households.

How do I apply for Washington State HOME Program Homeowner Rehab in Ellensburg, WA?

Apply directly with Washington State Commerce / HUD using the official program link on this page or call (800) 290-3857. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Ellensburg, WA contractors

Find More Programs in Ellensburg, WA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs