Howard County Accessibility Modification Program

Howard County Office of Community Development

Available Senior & Disability

About This Program

Howard County Accessibility Modification Program is available to homeowners in Ellicott City, MD.

Provides accessibility modifications for owner-occupied homes in Howard County where a disabled resident lives. Includes ramps, grab bars, widened doorways, and accessible bathrooms. Loan forgiven after 5 years.

Forgivable loan for accessibility modifications, no repayment after 5 years

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Ellicott City, MD, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $30,000 forgivable loan for accessibility
  • Must have disabled resident in household
  • Covers ramps, grab bars, accessible bathrooms
  • Forgiven after 5 years of occupancy
  • Income up to 120% AMI may qualify

How to Apply

Get free help applying Visit Official Program Page Track this program

(410) 313-6400

A grant-savvy contractor in Ellicott City, MD can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Ellicott City early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • Documentation of disability (award letter or a physician's statement) if the program is disability-based.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling applications year-round

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Howard County Accessibility Modification Program provide in Ellicott City, MD?

Up to $30,000 forgivable loan.

Who qualifies for Howard County Accessibility Modification Program in Ellicott City?

Howard County Accessibility Modification Program is open to homeowners in Ellicott City, MD.

How do I apply for Howard County Accessibility Modification Program in Ellicott City, MD?

Apply directly with Howard County Office of Community Development using the official program link on this page or call (410) 313-6400. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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