IHDA Single Family Rehabilitation Loan

Illinois Housing Development Authority

Available Home Repair

About This Program

IHDA Single Family Rehabilitation Loan is available to homeowners in Elmhurst, IL.

IHDA offers below-market-rate rehabilitation loans up to $50,000 for home repairs, with rates as low as 3%. Loan is repaid monthly over 10-20 years and can be combined with other IHDA mortgage products.

Low-interest loan with monthly repayment over 10-20 years

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Elmhurst, IL, you can combine this program with other local help to cut your cost:

Key Details

  • Low-interest loan up to $50,000
  • Rates as low as 3% APR
  • 10-20 year repayment terms
  • Income at or below 120% AMI
  • Can combine with IHDA mortgages

How to Apply

Get free help applying Visit Official Program Page Track this program

(312) 836-5200

A grant-savvy contractor in Elmhurst, IL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Elmhurst early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Subject to funding availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can IHDA Single Family Rehabilitation Loan provide in Elmhurst, IL?

Up to $50,000 loan.

Who qualifies for IHDA Single Family Rehabilitation Loan in Elmhurst?

IHDA Single Family Rehabilitation Loan is open to homeowners in Elmhurst, IL.

How do I apply for IHDA Single Family Rehabilitation Loan in Elmhurst, IL?

Apply directly with Illinois Housing Development Authority using the official program link on this page or call (312) 836-5200. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Elmhurst, IL contractors

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