Ohio Housing Trust Fund - Homeowner Repair

Ohio Housing Finance Agency

Available Home Repair

About This Program

Ohio Housing Trust Fund - Homeowner Repair is available to homeowners in Elyria, OH.

State-funded program providing grants and forgivable loans for emergency and critical home repairs for very-low-income homeowners. Administered locally through Community Action Agencies and other nonprofits serving Lorain County.

Grant or forgivable loan based on income and project scope

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Elyria, OH, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $15,000 for critical home repairs
  • Very low income homeowners
  • Administered locally in Lorain County
  • Covers emergency and critical repairs
  • Grant or forgivable loan

How to Apply

Get free help applying Visit Official Program Page Track this program

(614) 466-0400

A grant-savvy contractor in Elyria, OH can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Elyria early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Contact local administrator for availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Ohio Housing Trust Fund - Homeowner Repair provide in Elyria, OH?

Up to $15,000.

Who qualifies for Ohio Housing Trust Fund - Homeowner Repair in Elyria?

Ohio Housing Trust Fund - Homeowner Repair is open to homeowners in Elyria, OH. It prioritizes low-income households.

How do I apply for Ohio Housing Trust Fund - Homeowner Repair in Elyria, OH?

Apply directly with Ohio Housing Finance Agency using the official program link on this page or call (614) 466-0400. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Elyria, OH contractors

Find More Programs in Elyria, OH

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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