San Diego County HOME Investment Partnerships Program

San Diego County Department of Housing and Community Development / HUD

Available Home Repair

About This Program

San Diego County HOME Investment Partnerships Program is available to homeowners in Encinitas, CA.

HUD HOME funds administered by San Diego County for major home repairs and rehabilitation. Forgivable loans for income-qualified homeowners to address health, safety, and code violations. Loan forgiven after 5 years of continued residency.

Forgivable loan after 5 years of owner-occupancy

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

This is a national program. In Encinitas, CA, you can stack it with local programs like these:

Key Details

  • Forgivable loan up to $30,000
  • Income at or below 80% AMI
  • For major health and safety repairs
  • Forgiven after 5 years of residency
  • Available in Encinitas through County HOME funds

How to Apply

Get free help applying Visit Official Program Page Track this program

(619) 446-6600

A grant-savvy contractor in Encinitas, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Encinitas early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Applications accepted year-round based on funding

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Frequently asked questions

How much can San Diego County HOME Investment Partnerships Program provide in Encinitas, CA?

Up to $30,000 forgivable loan.

Who qualifies for San Diego County HOME Investment Partnerships Program in Encinitas?

San Diego County HOME Investment Partnerships Program is open to homeowners in Encinitas, CA. It prioritizes low-income households.

How do I apply for San Diego County HOME Investment Partnerships Program in Encinitas, CA?

Apply directly with San Diego County Department of Housing and Community Development / HUD using the official program link on this page or call (619) 446-6600. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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