Delta County HOME Rehabilitation Program

Delta County / HUD HOME Funds

Waitlist Home Repair

About This Program

Delta County HOME Rehabilitation Program is available to homeowners in Escanaba, MI.

HUD HOME-funded program providing forgivable loans for major home repairs to owner-occupied properties in Delta County. Loan is forgiven after 5 years of continued occupancy. Priority given to elderly and disabled households.

Forgivable loan, no repayment if compliance maintained for 5 years

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

This is a national program. In Escanaba, MI, you can stack it with local programs like these:

Key Details

  • Forgivable loan up to $35,000 for major repairs
  • Income at or below 80% AMI required
  • Available in Delta County
  • Forgiven after 5 years of compliance
  • Currently on waitlist

How to Apply

Get free help applying Visit Official Program Page Track this program

(906) 786-4701

A grant-savvy contractor in Escanaba, MI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Escanaba early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Applications currently on waitlist

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Delta County HOME Rehabilitation Program provide in Escanaba, MI?

Forgivable loan up to $35,000.

Who qualifies for Delta County HOME Rehabilitation Program in Escanaba?

Delta County HOME Rehabilitation Program is open to homeowners in Escanaba, MI. It prioritizes low-income households.

How do I apply for Delta County HOME Rehabilitation Program in Escanaba, MI?

Apply directly with Delta County / HUD HOME Funds using the official program link on this page or call (906) 786-4701. There is no middleman and no fee.

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