Washington State Housing Finance Commission
House Key Plus Home Improvement Loan is available to homeowners in Everett, WA.
Low-interest home improvement loan available with WSHFC first mortgage. Can be used for repairs, energy efficiency upgrades, or accessibility modifications at time of purchase or refinance.
Loan amount added to mortgage at favorable interest rate
Official source site checked live on 2026-06-22.
Data last verified 2026-06-09. How we verify our data.
In Everett, WA, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Everett, WA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
You will likely need a contractor to apply
Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Everett early keeps your application moving.
Get matched with a contractorEach program sets its own contractor rules. Check the official program page for exact requirements.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Ongoing program
Ask us. It is free, and a real person answers within a business day.
Email us about this programUp to $17,500 home improvement loan.
House Key Plus Home Improvement Loan is open to homeowners in Everett, WA.
Apply directly with Washington State Housing Finance Commission using the official program link on this page or call (800) 767-4663. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
See All Programs