MassHousing Accessibility Modification Loan

Massachusetts Housing Finance Agency

Available Senior & Disability

About This Program

MassHousing Accessibility Modification Loan is available to homeowners in Everett, MA.

Low-interest loan program for accessibility modifications including ramps, widened doorways, accessible bathrooms, stairlifts, and other adaptations for seniors and people with disabilities. Loans up to $50,000 with competitive rates and terms up to 15 years.

Loan amount based on modification scope, typical project around $30,000

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Everett, MA, you can combine this program with other local help to cut your cost:

Key Details

  • Low-interest loans up to $50,000
  • Covers ramps, accessible bathrooms, stairlifts
  • For seniors and people with disabilities
  • Terms up to 15 years
  • Available through participating lenders

How to Apply

Get free help applying Visit Official Program Page Track this program

(800) 882-1154

A grant-savvy contractor in Everett, MA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Everett early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Proof of age (driver's license or birth certificate) if the program is age-based.
  • Documentation of disability (award letter or a physician's statement) if the program is disability-based.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing through participating lenders

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can MassHousing Accessibility Modification Loan provide in Everett, MA?

Up to $50,000 low-interest loan.

Who qualifies for MassHousing Accessibility Modification Loan in Everett?

MassHousing Accessibility Modification Loan is open to homeowners in Everett, MA. It has no income limit. It serves seniors.

How do I apply for MassHousing Accessibility Modification Loan in Everett, MA?

Apply directly with Massachusetts Housing Finance Agency using the official program link on this page or call (800) 882-1154. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Everett, MA contractors

Find More Programs in Everett, MA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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