Connecticut HOME Investment Loan

Connecticut Department of Housing (HOME funds)

Available Home Repair

About This Program

Connecticut HOME Investment Loan is available to homeowners in Fairfield, CT.

Federal HOME program funds administered locally for owner-occupied rehabilitation. Deferred, zero-interest loans forgiven after 15 years of compliance. Covers major repairs, systems replacement, and code compliance improvements.

Typical deferred loan amount for major rehabilitation projects

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Fairfield, CT, you can combine this program with other local help to cut your cost:

Key Details

  • Deferred loan up to $35,000
  • Zero-interest, forgiven after 15 years
  • Income at or below 80% AMI required
  • Covers major repairs and systems
  • Must be owner-occupied

How to Apply

Get free help applying Visit Official Program Page Track this program

(860) 270-8200

A grant-savvy contractor in Fairfield, CT can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Fairfield early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Applications accepted by participating municipalities

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Connecticut HOME Investment Loan provide in Fairfield, CT?

Deferred loan up to $35,000.

Who qualifies for Connecticut HOME Investment Loan in Fairfield?

Connecticut HOME Investment Loan is open to homeowners in Fairfield, CT. It prioritizes low-income households.

How do I apply for Connecticut HOME Investment Loan in Fairfield, CT?

Apply directly with Connecticut Department of Housing (HOME funds) using the official program link on this page or call (860) 270-8200. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Fairfield, CT contractors

Find More Programs in Fairfield, CT

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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