NC Housing Trust Fund - Home Repair

North Carolina Housing Finance Agency

Available Home Repair

About This Program

NC Housing Trust Fund - Home Repair is available to homeowners in Fayetteville, NC.

State-funded program administered through local governments in Cumberland County. Provides grants and forgivable loans for substantial home repairs and rehabilitation for low-income homeowners. Funding allocated annually.

Typical major rehabilitation project funded through Housing Trust Fund

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Fayetteville, NC, you can combine this program with other local help to cut your cost:

Key Details

  • Grants and forgivable loans up to $50,000
  • Income at or below 80% AMI required
  • Major repairs and full rehabilitation
  • Administered through Cumberland County
  • Subject to annual state funding allocation

How to Apply

Get free help applying Visit Official Program Page Track this program

(919) 877-5700

A grant-savvy contractor in Fayetteville, NC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Fayetteville early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Subject to annual funding allocations

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can NC Housing Trust Fund - Home Repair provide in Fayetteville, NC?

Up to $50,000 per home.

Who qualifies for NC Housing Trust Fund - Home Repair in Fayetteville?

NC Housing Trust Fund - Home Repair is open to homeowners in Fayetteville, NC. It prioritizes low-income households.

How do I apply for NC Housing Trust Fund - Home Repair in Fayetteville, NC?

Apply directly with North Carolina Housing Finance Agency using the official program link on this page or call (919) 877-5700. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Fayetteville, NC contractors

Find More Programs in Fayetteville, NC

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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