EnergySmart Colorado Interest-Free Loan

EnergySmart Colorado / Fort Collins Utilities

Available Energy Assistance

About This Program

EnergySmart Colorado Interest-Free Loan is available to homeowners in Fort Collins, CO.

Offers interest-free loans for comprehensive energy efficiency upgrades in Fort Collins homes. Covers insulation, air sealing, HVAC, windows, and water heaters. Loan repaid through utility bill over 3-5 years. Requires energy audit.

Interest-free loan up to $8,000 repaid through utility bill over 3-5 years

Data last verified 2026-06-09. How we verify our data.

In Fort Collins, CO, you can combine this program with other local help to cut your cost:

Key Details

  • Interest-free loan up to $8,000
  • Available to all Fort Collins Utilities customers
  • Covers comprehensive energy upgrades
  • Repaid over 3-5 years through utility bill
  • Requires home energy audit

How to Apply

Get free help applying Visit Official Program Page Track this program

(970) 212-2900

A grant-savvy contractor in Fort Collins, CO can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Fort Collins early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can EnergySmart Colorado Interest-Free Loan provide in Fort Collins, CO?

Interest-free loan up to $8,000.

Who qualifies for EnergySmart Colorado Interest-Free Loan in Fort Collins?

EnergySmart Colorado Interest-Free Loan is open to homeowners in Fort Collins, CO. It has no income limit.

How do I apply for EnergySmart Colorado Interest-Free Loan in Fort Collins, CO?

Apply directly with EnergySmart Colorado / Fort Collins Utilities using the official program link on this page or call (970) 212-2900. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Fort Collins, CO contractors

Find More Programs in Fort Collins, CO

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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