FHA 203(k) Rehabilitation Mortgage Insurance

U.S. Department of Housing and Urban Development

Available Home Repair

About This Program

FHA 203(k) Rehabilitation Mortgage Insurance is available to homeowners in Fort Mill, SC.

FHA-insured mortgage that allows homebuyers and homeowners to finance both the purchase (or refinance) of a house and the cost of its rehabilitation through a single mortgage. Available for properties needing moderate to substantial repairs or improvements.

Combined mortgage for purchase and renovation financing

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Fort Mill, SC, you can combine this program with other local help to cut your cost:

Key Details

  • Single mortgage for purchase + renovation
  • Up to FHA loan limit plus rehab costs
  • Available for moderate to substantial repairs
  • Lower down payment than conventional loans
  • Must use FHA-approved lender and contractors

How to Apply

Get free help applying Visit Official Program Page Track this program

(800) 767-7468

A grant-savvy contractor in Fort Mill, SC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Fort Mill early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Available through FHA-approved lenders

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

Who qualifies for FHA 203(k) Rehabilitation Mortgage Insurance in Fort Mill?

FHA 203(k) Rehabilitation Mortgage Insurance is open to homeowners in Fort Mill, SC. It has no income limit.

How do I apply for FHA 203(k) Rehabilitation Mortgage Insurance in Fort Mill, SC?

Apply directly with U.S. Department of Housing and Urban Development using the official program link on this page or call (800) 767-7468. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Fort Mill, SC contractors

Find More Programs in Fort Mill, SC

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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