California Mortgage Relief Program - Fremont

California Housing Finance Agency

Available Home Repair

About This Program

California Mortgage Relief Program - Fremont is available to homeowners in Fremont, CA.

Mortgage payment assistance for homeowners experiencing financial hardship due to COVID-19 or other qualified circumstances. Can cover missed mortgage payments, property taxes, insurance, and HOA fees.

Assistance amount varies based on arrearages and need

Official source site checked live on 2026-06-22.

Data last verified 2026-05-25. How we verify our data.

In Fremont, CA, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $80,000 in mortgage assistance
  • Covers missed payments, taxes, insurance
  • Income at or below 150% AMI
  • Must show COVID-related hardship
  • Applications accepted through 2026

How to Apply

Get free help applying Visit Official Program Page Track this program

(888) 840-2594

A grant-savvy contractor in Fremont, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Fremont early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Applications accepted through 2026

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can California Mortgage Relief Program - Fremont provide in Fremont, CA?

Up to $80,000 mortgage assistance.

Who qualifies for California Mortgage Relief Program - Fremont in Fremont?

California Mortgage Relief Program - Fremont is open to homeowners in Fremont, CA.

How do I apply for California Mortgage Relief Program - Fremont in Fremont, CA?

Apply directly with California Housing Finance Agency using the official program link on this page or call (888) 840-2594. There is no middleman and no fee. Deadline: Applications accepted through 2026.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Fremont, CA contractors

Find More Programs in Fremont, CA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs