HOME Investment Partnerships Rehabilitation Program

Jefferson County / HUD HOME Funds

Waitlist Home Repair

About This Program

HOME Investment Partnerships Rehabilitation Program is available to homeowners in Gardendale, AL.

HUD HOME-funded program providing forgivable loans to low-income homeowners in Jefferson County for major rehabilitation. Loan forgiven after 10-year affordability period of continued owner-occupancy.

Forgivable loan, no repayment if owner-occupancy maintained for 10 years

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

This is a national program. In Gardendale, AL, you can stack it with local programs like these:

Key Details

  • Forgivable loan up to $35,000 for major rehab
  • Income at or below 80% AMI required
  • 10-year affordability period
  • Must remain owner-occupied
  • Currently on waitlist, check for openings

How to Apply

Get free help applying Visit Official Program Page Track this program

(205) 325-5761

A grant-savvy contractor in Gardendale, AL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Gardendale early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Check with Jefferson County for current waitlist status

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can HOME Investment Partnerships Rehabilitation Program provide in Gardendale, AL?

Up to $35,000 forgivable loan.

Who qualifies for HOME Investment Partnerships Rehabilitation Program in Gardendale?

HOME Investment Partnerships Rehabilitation Program is open to homeowners in Gardendale, AL. It prioritizes low-income households.

How do I apply for HOME Investment Partnerships Rehabilitation Program in Gardendale, AL?

Apply directly with Jefferson County / HUD HOME Funds using the official program link on this page or call (205) 325-5761. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Gardendale, AL contractors

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