Find grants, rebates, forgivable loans, and free programs for Geneva, IL, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Geneva, IL, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 15 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 16 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 7 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Free home weatherization services for income-qualified Illinois residents, including insulation, air sealing, furnace re...
Forgivable rehabilitation loans for income-qualified homeowners in Illinois to address critical health and safety repair...
Grant program for income-qualified Geneva homeowners to address critical home repairs and code violations. Funds may be ...
Rebates for Nicor Gas customers who upgrade to high-efficiency natural gas furnaces (95% AFUE or higher). Available for ...
Rebates for Nicor Gas customers who replace old boilers with high-efficiency natural gas boilers (95% AFUE or higher). E...
Rebates for Nicor Gas customers who install high-efficiency natural gas storage water heaters (0.67 UEF or higher) or ta...
Rebates for Nicor Gas customers who add insulation to attics, walls, or basements. Requires pre-approval and energy asse...
Instant rebate for ComEd customers who purchase eligible smart thermostats through the ComEd Marketplace. Smart thermost...
Instant discounts on energy-efficient LED light bulbs and fixtures at participating retailers. ComEd customers save 50-9...
ComEd will pick up and recycle old working refrigerators, freezers, and window air conditioners and pay you $50-$75 per ...
Free in-home energy assessment and weatherization services for income-qualified ComEd customers. Includes LED bulbs, air...
Grants up to $27,500 for seniors 62+ or loans up to $40,000 for very low-income homeowners in eligible rural areas to re...
Grant for veterans with certain service-connected disabilities to adapt or purchase a home to meet disability needs. Cov...
Grant for veterans with certain service-connected disabilities to make modifications to a family member's home in which ...
Allows qualifying Illinois seniors age 65+ to defer all or part of property tax increases on their primary residence. De...
Freezes the assessed value (EAV) of a qualified senior's home for property tax purposes. Available to Kane County reside...
Illinois Shines provides incentives for installing solar photovoltaic systems through the Adjustable Block Program. Home...
Federal tax credit equal to 30% of the cost of installing a solar energy system on your home, including equipment, labor...
Rebates for ComEd customers who purchase and install qualifying Level 2 electric vehicle chargers at their home. Encoura...
Rebates for ComEd customers who install qualifying ENERGY STAR certified electric heat pumps. Heat pumps provide both he...
Grants for income-qualified Kane County homeowners to make accessibility modifications for household members with disabi...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Geneva, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Geneva, 16 programs do not require repayment, 1 is forgivable loan, and 7 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.