Home Improvement Grants in Geneva.

Find grants, rebates, forgivable loans, and free programs for Geneva, IL, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Geneva, IL, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 15 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants16Never repaidIncome-qualified homeowners
Forgivable loans1Forgiven after a residency periodLarger repairs with no money down
Rebates7Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,500 in weatherization services

Illinois Weatherization Assistance Program (WAP)

Free home weatherization services for income-qualified Illinois residents, including insulation, air sealing, furnace re...

Weatherization
Up to $20,000 forgivable loan

Illinois Housing Development Authority Rehabilitation Loan

Forgivable rehabilitation loans for income-qualified homeowners in Illinois to address critical health and safety repair...

Home Repair
Up to $15,000 grant

City of Geneva Owner-Occupied Rehabilitation Grant

Grant program for income-qualified Geneva homeowners to address critical home repairs and code violations. Funds may be ...

Home Repair
Up to $1,200 rebate

Nicor Gas High-Efficiency Furnace Rebate

Rebates for Nicor Gas customers who upgrade to high-efficiency natural gas furnaces (95% AFUE or higher). Available for ...

Energy
Up to $1,000 rebate

Nicor Gas High-Efficiency Boiler Rebate

Rebates for Nicor Gas customers who replace old boilers with high-efficiency natural gas boilers (95% AFUE or higher). E...

Energy
Up to $400 rebate

Nicor Gas Water Heater Rebate

Rebates for Nicor Gas customers who install high-efficiency natural gas storage water heaters (0.67 UEF or higher) or ta...

Energy
Up to $500 rebate

Nicor Gas Home Insulation Rebate

Rebates for Nicor Gas customers who add insulation to attics, walls, or basements. Requires pre-approval and energy asse...

Weatherization
$100 instant rebate

ComEd Smart Thermostat Rebate

Instant rebate for ComEd customers who purchase eligible smart thermostats through the ComEd Marketplace. Smart thermost...

Energy
Instant discounts on LED bulbs

ComEd LED Lighting Discount Program

Instant discounts on energy-efficient LED light bulbs and fixtures at participating retailers. ComEd customers save 50-9...

Energy
$50-$75 per appliance

ComEd Appliance Recycling Program

ComEd will pick up and recycle old working refrigerators, freezers, and window air conditioners and pay you $50-$75 per ...

Energy
Free weatherization services

ComEd Income Qualified Weatherization

Free in-home energy assessment and weatherization services for income-qualified ComEd customers. Includes LED bulbs, air...

Weatherization
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Grants up to $27,500 for seniors 62+ or loans up to $40,000 for very low-income homeowners in eligible rural areas to re...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to adapt or purchase a home to meet disability needs. Cov...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to make modifications to a family member's home in which ...

Veterans
Defers property tax payments

Illinois Senior Citizens Real Estate Tax Deferral (Circuit Breaker)

Allows qualifying Illinois seniors age 65+ to defer all or part of property tax increases on their primary residence. De...

Property Tax Relief
Freezes assessed value for tax purposes

Illinois Senior Citizens Assessment Freeze Homestead Exemption

Freezes the assessed value (EAV) of a qualified senior's home for property tax purposes. Available to Kane County reside...

Property Tax Relief
Varies by system size and block pricing

Illinois Shines Solar Renewable Energy Credit Program

Illinois Shines provides incentives for installing solar photovoltaic systems through the Adjustable Block Program. Home...

Solar/Renewable
30% of system cost

Federal Residential Solar Tax Credit (ITC)

Federal tax credit equal to 30% of the cost of installing a solar energy system on your home, including equipment, labor...

Solar/Renewable
Up to $500 rebate

ComEd Electric Vehicle Charging Rebate

Rebates for ComEd customers who purchase and install qualifying Level 2 electric vehicle chargers at their home. Encoura...

Energy
Up to $1,200 rebate

ComEd Electric Heat Pump Rebate

Rebates for ComEd customers who install qualifying ENERGY STAR certified electric heat pumps. Heat pumps provide both he...

Energy
Up to $12,000 grant

Kane County Home Accessibility Modification Program

Grants for income-qualified Kane County homeowners to make accessibility modifications for household members with disabi...

Seniors & Disability

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

Stack your funding

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Grant-Approved Contractors in Geneva

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Frequently asked questions

What home improvement grants are available in Geneva, IL?

25 programs are currently listed for Geneva, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Geneva have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Geneva, 16 programs do not require repayment, 1 is forgivable loan, and 7 are rebates.

How do I apply for home repair grants in Geneva?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.