CHFA Home Improvement Mortgage

Colorado Housing and Finance Authority

Available Home Repair

About This Program

CHFA Home Improvement Mortgage is available to homeowners in Golden, CO.

CHFA program allows Golden homebuyers to finance both home purchase and needed repairs in a single mortgage. Works like FHA 203(k) but with Colorado-specific income and price limits. Ideal for historic Golden homes needing updates. Requires approved lender.

Mortgage loan for purchase plus rehabilitation costs

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Golden, CO, you can combine this program with other local help to cut your cost:

Key Details

  • Finance home purchase plus repairs in one loan
  • Up to $75,000 for improvements
  • Income and price limits apply
  • Must use CHFA-approved lender
  • Ideal for historic homes needing updates

How to Apply

Get free help applying Visit Official Program Page Track this program

(800) 877-2432

A grant-savvy contractor in Golden, CO can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Golden early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing program

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can CHFA Home Improvement Mortgage provide in Golden, CO?

Up to $75,000 combined purchase and rehab.

Who qualifies for CHFA Home Improvement Mortgage in Golden?

CHFA Home Improvement Mortgage is open to homeowners in Golden, CO.

How do I apply for CHFA Home Improvement Mortgage in Golden, CO?

Apply directly with Colorado Housing and Finance Authority using the official program link on this page or call (800) 877-2432. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Golden, CO contractors

Find More Programs in Golden, CO

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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