FHA Energy Efficient Mortgage (EEM)

Federal Housing Administration / HUD

Available Energy Assistance

About This Program

FHA Energy Efficient Mortgage (EEM) is available to homeowners in Grand Prairie, TX.

Allows homebuyers or owners refinancing in Grand Prairie to finance cost-effective energy improvements into their FHA mortgage. Based on home energy assessment identifying improvements that will pay for themselves over their useful life.

Energy improvement costs added to mortgage principal

Official program page checked live on 2026-06-22.

Data last verified 2026-05-25. How we verify our data.

This is a national program. In Grand Prairie, TX, you can stack it with local programs like these:

Key Details

  • Finance energy upgrades into FHA mortgage
  • Up to $8,000 or appraised value increase
  • Based on home energy assessment
  • Improvements must be cost-effective
  • Available for purchase or refinance

How to Apply

Get free help applying Visit Official Program Page Track this program

(800) 225-5342

A grant-savvy contractor in Grand Prairie, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Grand Prairie early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing program through FHA lenders

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can FHA Energy Efficient Mortgage (EEM) provide in Grand Prairie, TX?

Up to $8,000 added to mortgage.

Who qualifies for FHA Energy Efficient Mortgage (EEM) in Grand Prairie?

FHA Energy Efficient Mortgage (EEM) is open to homeowners in Grand Prairie, TX. It has no income limit.

How do I apply for FHA Energy Efficient Mortgage (EEM) in Grand Prairie, TX?

Apply directly with Federal Housing Administration / HUD using the official program link on this page or call (800) 225-5342. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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Find More Programs in Grand Prairie, TX

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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