City of Grand Rapids Community Development Department
City of Grand Rapids Housing Rehabilitation Program is available to homeowners in Grand Rapids, MI.
The City of Grand Rapids Housing Rehabilitation Program offers affordable loans of $1,000-$24,000 for home repairs addressing highest-priority exterior housing code issues and interior health and safety hazards. Up to 50% of the loan may be forgiven if all payments are made on time. The program is administered through the Community Development Department and funded by $850,000 in CDBG funds for FY2026.
Loan $1,000-$24,000; up to 50% forgiven with on-time payments. Estimate reflects a mid-range repair project with 50% forgiveness.
Official program page checked live on 2026-06-22.
Data last verified 2026-04-03. How we verify our data.
In Grand Rapids, MI, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Grand Rapids, MI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
You will likely need a contractor to apply
Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Grand Rapids early keeps your application moving.
Get matched with a contractorThis program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.
Each program sets its own contractor rules. Check the official program page for exact requirements.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Rolling, FY2026 allocation: $850,000 CDBG
Ask us. It is free, and a real person answers within a business day.
Email us about this program$1,000-$24,000 loan; up to 50% forgiven.
City of Grand Rapids Housing Rehabilitation Program is open to homeowners in Grand Rapids, MI.
Apply directly with City of Grand Rapids Community Development Department using the official program link on this page or call 616-456-3030. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
See All Programs