IHCDA Owner-Occupied Rehabilitation Program

Indiana Housing & Community Development Authority

Available Home Repair

About This Program

IHCDA Owner-Occupied Rehabilitation Program is available to homeowners in Granger, IN.

State-funded program for critical home repairs and code compliance for income-qualified homeowners in Indiana. Administered locally through St. Joseph County Community Development; grants do not require repayment.

Grant covers 100% of eligible repair costs up to program maximum

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Granger, IN, you can combine this program with other local help to cut your cost:

Key Details

  • Grant up to $24,999 for major home repairs
  • Income at or below 80% AMI required
  • Must be owner-occupied in Indiana
  • Covers structural, roofing, plumbing, electrical
  • Contact St. Joseph County for local intake

How to Apply

Get free help applying Visit Official Program Page Track this program

(317) 232-7777

A grant-savvy contractor in Granger, IN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Granger early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Indiana's Owner-Occupied Rehabilitation program uses federal Community Development Block Grant money to fund local home repair programs for income-qualified homeowners, covering work like roof replacement, heating and cooling, water heaters, electrical upgrades, and accessibility modifications. The state awards the funds to a local unit of government or nonprofit; you apply through the local program in your community.

Steps to apply

  1. Check whether your city, town, or county runs an Owner-Occupied Rehabilitation program (the state funds local programs, not homeowners directly).
  2. If yours does, contact that local program to apply; if it does not, ask your local government to apply for the state CDBG funding.
  3. Confirm you qualify: you own and occupy the home and your household income is low to moderate.
  4. The local program inspects the home and manages the approved repairs.
Get the official form

Documents you will likely need

  • Proof you own and occupy the home.
  • Proof of household income (low to moderate income).
  • A description of the repairs needed.
  • A government-issued photo ID.
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling, contact local administrator

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can IHCDA Owner-Occupied Rehabilitation Program provide in Granger, IN?

Up to $24,999 grant.

Who qualifies for IHCDA Owner-Occupied Rehabilitation Program in Granger?

IHCDA Owner-Occupied Rehabilitation Program is open to homeowners in Granger, IN. It prioritizes low-income households.

How do I apply for IHCDA Owner-Occupied Rehabilitation Program in Granger, IN?

Apply directly with Indiana Housing & Community Development Authority using the official program link on this page or call (317) 232-7777. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Granger, IN contractors

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