Illinois Access to Independence Program

Illinois Housing Development Authority (IHDA)

Available Senior & Disability

About This Program

Illinois Access to Independence Program is available to homeowners in Granite City, IL.

Low-interest loan program for Illinois homeowners to make accessibility modifications for household members with disabilities. Covers ramps, widened doorways, accessible bathrooms, and other home modifications. Loans offered at 1% interest for up to 10 years.

Low-interest loan at 1% with flexible repayment terms up to 10 years

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Granite City, IL, you can combine this program with other local help to cut your cost:

Key Details

  • Low-interest loan (1%) for accessibility modifications
  • Up to $30,000 for qualifying improvements
  • Household member with disability required
  • Income at or below 120% AMI
  • 10-year repayment terms available

How to Apply

Get free help applying Visit Official Program Page Track this program

(855) 456-4432

A grant-savvy contractor in Granite City, IL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Granite City early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • Documentation of disability (award letter or a physician's statement) if the program is disability-based.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling applications

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Illinois Access to Independence Program provide in Granite City, IL?

Up to $30,000 loan.

Who qualifies for Illinois Access to Independence Program in Granite City?

Illinois Access to Independence Program is open to homeowners in Granite City, IL.

How do I apply for Illinois Access to Independence Program in Granite City, IL?

Apply directly with Illinois Housing Development Authority (IHDA) using the official program link on this page or call (855) 456-4432. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Granite City, IL contractors

Find More Programs in Granite City, IL

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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