Find grants, rebates, forgivable loans, and free programs for Grants, NM, filtered to your situation.
As of June 2026, 23 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Grants, NM, with individual awards up to $126,526. 5 programs target seniors, 3 serve veterans, and 12 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 17 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded program administered through Cibola County that provides comprehensive home weatherization services to ...
Low-interest loans for very low-income rural homeowners to repair, improve, or modernize their homes. Grants administers...
Grants for very low-income homeowners age 62 or older in rural areas to remove health and safety hazards. Maximum lifeti...
Provides down payment and closing cost assistance to first-time homebuyers in New Mexico. Offers competitive interest ra...
Rebate for Continental Divide Electric Cooperative members who install qualifying high-efficiency heat pumps. Rebate amo...
Rebate for CDEC members who install high-efficiency electric water heaters or heat pump water heaters. Higher rebates av...
Rebate for CDEC members who add qualifying attic, wall, or floor insulation to their homes. Minimum R-value requirements...
State income tax credit equal to 10% of solar photovoltaic system installation costs, up to $6,000. Can be combined with...
Grant for veterans with certain service-connected disabilities to adapt or purchase a home to accommodate their disabili...
Grant for veterans with certain service-connected disabilities to adapt a home to meet their needs. Eligible disabilitie...
Provides minor home repairs and safety improvements for low-income seniors age 60 and older in Cibola County. Grant does...
Federal HOME funds administered by New Mexico MFA for home rehabilitation and reconstruction. Available to low-income ho...
HUD-funded program providing free lead hazard assessment and remediation for pre-1978 homes with children under age 6. S...
Head of household property tax exemption for New Mexico residents age 65 or older with income below $32,000. Reduces ass...
Property tax exemption for disabled veterans with service-connected disabilities rated at least 50%. Exempts up to $4,00...
Provides assistance with water and wastewater bills for low-income households in New Mexico. Helps prevent service disco...
Federal assistance for home repairs after a presidentially-declared disaster. Covers essential repairs to make home safe...
HUD-certified homebuyer education courses offered online and in-person throughout New Mexico. Required for many down pay...
Rebate for recycling old working refrigerators or freezers. CDEC will pick up the unit at no charge and provide a $50 re...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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23 programs are currently listed for Grants, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Grants, 17 programs do not require repayment, 1 is forgivable loan, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.