Greensboro First-Time Homebuyer Program

City of Greensboro Housing and Neighborhood Development

Available Home Repair

About This Program

Greensboro First-Time Homebuyer Program is available in Greensboro, NC.

Down payment and closing cost assistance for first-time homebuyers purchasing in Greensboro. Provided as a deferred, forgivable loan. Must complete homebuyer education course and meet income limits.

Forgivable loan for down payment and closing costs

Data last verified 2026-05-25. How we verify our data.

In Greensboro, NC, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $15,000 for down payment and closing costs
  • First-time homebuyers only
  • Income at or below 120% AMI
  • Must complete homebuyer education
  • Forgivable loan with residency requirement

How to Apply

Get free help applying Visit Official Program Page Track this program

(336) 373-2349

A grant-savvy contractor in Greensboro, NC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Greensboro early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Applications accepted year-round, subject to funding

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Greensboro First-Time Homebuyer Program provide in Greensboro, NC?

Up to $15,000 down payment assistance.

How do I apply for Greensboro First-Time Homebuyer Program in Greensboro, NC?

Apply directly with City of Greensboro Housing and Neighborhood Development using the official program link on this page or call (336) 373-2349. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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Find More Programs in Greensboro, NC

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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