SC Housing Rehabilitation Loan Program

South Carolina Housing Finance and Development Authority

Available Home Repair

About This Program

SC Housing Rehabilitation Loan Program is available to homeowners in Greer, SC.

Low-interest deferred loan program for moderate-income homeowners to make essential repairs to owner-occupied homes. Loan is deferred with no monthly payments and forgiven after 15 years of compliance.

Deferred loan, forgiven after 15 years of owner occupancy

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Greer, SC, you can combine this program with other local help to cut your cost:

Key Details

  • Low-interest loan up to $30,000
  • Income up to 80% AMI
  • No monthly payments, deferred loan
  • Forgiven after 15 years of compliance
  • Covers essential repairs and systems

How to Apply

Get free help applying Visit Official Program Page Track this program

(803) 734-2000

A grant-savvy contractor in Greer, SC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Greer early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Applications accepted year-round

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can SC Housing Rehabilitation Loan Program provide in Greer, SC?

Up to $30,000 low-interest loan.

Who qualifies for SC Housing Rehabilitation Loan Program in Greer?

SC Housing Rehabilitation Loan Program is open to homeowners in Greer, SC.

How do I apply for SC Housing Rehabilitation Loan Program in Greer, SC?

Apply directly with South Carolina Housing Finance and Development Authority using the official program link on this page or call (803) 734-2000. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Greer, SC contractors

Find More Programs in Greer, SC

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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