Ohio Housing Trust Fund - Home Repair

Ohio Housing Finance Agency

Available Home Repair

About This Program

Ohio Housing Trust Fund - Home Repair is available to homeowners in Hamilton, OH.

State-funded home repair assistance for very low-income owner-occupants in Hamilton. Priority given to seniors and households with disabilities. Covers critical health and safety repairs. Loan forgiven after 3 years of continued occupancy.

Forgivable loan, no repayment if you remain in the home 3 years

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Hamilton, OH, you can combine this program with other local help to cut your cost:

Key Details

  • Forgivable loan up to $10,000
  • Income at or below 50% AMI required
  • Priority for seniors and people with disabilities
  • Covers critical health and safety repairs
  • Forgiven after 3 years of residency

How to Apply

Get free help applying Visit Official Program Page Track this program

(614) 466-0400

A grant-savvy contractor in Hamilton, OH can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Hamilton early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • Proof of age (driver's license or birth certificate) if the program is age-based.
  • Documentation of disability (award letter or a physician's statement) if the program is disability-based.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Applications accepted year-round

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Ohio Housing Trust Fund - Home Repair provide in Hamilton, OH?

Up to $10,000 forgivable loan.

Who qualifies for Ohio Housing Trust Fund - Home Repair in Hamilton?

Ohio Housing Trust Fund - Home Repair is open to homeowners in Hamilton, OH. It prioritizes low-income households. It serves seniors.

How do I apply for Ohio Housing Trust Fund - Home Repair in Hamilton, OH?

Apply directly with Ohio Housing Finance Agency using the official program link on this page or call (614) 466-0400. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Hamilton, OH contractors

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