Fannie Mae HomeStyle Renovation Mortgage

Fannie Mae

Available Home Repair

About This Program

Fannie Mae HomeStyle Renovation Mortgage is available to homeowners in Hampton, VA.

Conventional mortgage allowing Hampton homeowners to finance home purchase or refinance plus renovation costs in one loan. More flexible than FHA 203(k) regarding property type and renovation scope, including luxury improvements and investment properties.

Financing for both purchase and renovation, amount varies by project

Verified against Fannie Mae's official page on 2026-06-17.

Data last verified 2026-06-09. How we verify our data.

In Hampton, VA, you can combine this program with other local help to cut your cost:

Key Details

  • Finance purchase and renovation in one loan
  • Conventional loan with competitive rates
  • More flexible than FHA 203(k)
  • Allows luxury improvements
  • Available for primary, second, investment homes

How to Apply

A grant-savvy contractor in Hampton, VA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Hampton early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing through participating lenders

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

Who qualifies for Fannie Mae HomeStyle Renovation Mortgage in Hampton?

Fannie Mae HomeStyle Renovation Mortgage is open to homeowners in Hampton, VA. It has no income limit.

How do I apply for Fannie Mae HomeStyle Renovation Mortgage in Hampton, VA?

Apply directly with Fannie Mae using the official program link on this page. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Hampton, VA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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