Maryland Indoor Plumbing & Rehabilitation Program

Maryland Department of Housing & Community Development

Available Home Repair

About This Program

Maryland Indoor Plumbing & Rehabilitation Program is available to homeowners in Hanover, MD.

Provides zero-interest deferred loans to install or upgrade indoor plumbing, including bathrooms, sewer connections, and water service. Loans are deferred with no monthly payments required and may be forgiven for eligible homeowners.

Deferred loan with zero interest; no monthly payments required

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Hanover, MD, you can combine this program with other local help to cut your cost:

Key Details

  • Zero-interest deferred loan up to $20,000
  • For homes lacking or needing indoor plumbing upgrades
  • No monthly payments required
  • Income at or below 115% AMI
  • Covers bathrooms, sewer, water connections

How to Apply

Get free help applying Visit Official Program Page Track this program

(800) 756-0544

A grant-savvy contractor in Hanover, MD can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Hanover early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling applications

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Maryland Indoor Plumbing & Rehabilitation Program provide in Hanover, MD?

Deferred loan up to $20,000.

Who qualifies for Maryland Indoor Plumbing & Rehabilitation Program in Hanover?

Maryland Indoor Plumbing & Rehabilitation Program is open to homeowners in Hanover, MD.

How do I apply for Maryland Indoor Plumbing & Rehabilitation Program in Hanover, MD?

Apply directly with Maryland Department of Housing & Community Development using the official program link on this page or call (800) 756-0544. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Hanover, MD contractors

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This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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