PHFA Access Modification Program

Pennsylvania Housing Finance Agency

Available Senior & Disability

About This Program

PHFA Access Modification Program is available to homeowners in Harrisburg, PA.

Provides forgivable loans to modify homes for household members with disabilities. Covers accessibility improvements such as wheelchair ramps, stair lifts, roll-in showers, accessible kitchens, and doorway modifications.

Forgivable loan over 10 years; no repayment if requirements met

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Harrisburg, PA, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $20,000 for accessibility modifications
  • Household member with disability must reside in home
  • Income at or below 120% AMI
  • Forgivable over 10 years
  • Covers ramps, lifts, bathroom/kitchen mods

How to Apply

Get free help applying Visit Official Program Page Track this program

(855) 827-3466

A grant-savvy contractor in Harrisburg, PA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Harrisburg early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • Documentation of disability (award letter or a physician's statement) if the program is disability-based.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling applications; subject to fund availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Frequently asked questions

How much can PHFA Access Modification Program provide in Harrisburg, PA?

Up to $20,000 forgivable loan.

Who qualifies for PHFA Access Modification Program in Harrisburg?

PHFA Access Modification Program is open to homeowners in Harrisburg, PA.

How do I apply for PHFA Access Modification Program in Harrisburg, PA?

Apply directly with Pennsylvania Housing Finance Agency using the official program link on this page or call (855) 827-3466. There is no middleman and no fee.

Need a Contractor for This Grant?

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