New York State Community Disaster Loan Program

NYS Division of Homeland Security and Emergency Services

Closed Disaster Relief

About This Program

Low-interest loans for homeowners affected by declared disasters who need assistance repairing or rebuilding. Program is activated following federal or state disaster declarations. Harrison residents should monitor for activation after major weather events.

Low-interest loan available after disaster declaration

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Harrison, NY, you can combine this program with other local help to cut your cost:

Key Details

  • Low-interest loans for disaster repair
  • Activated after federal/state disaster declaration
  • Income at or below 80% AMI
  • Covers repairs not covered by insurance
  • Currently not active, monitor for future events

How to Apply

A grant-savvy contractor in Harrison, NY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Harrison early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Activated only after declared disaster

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Harrison, NY

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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