PHFA Keystone Renovation Loan

Pennsylvania Housing Finance Agency

Available Home Repair

About This Program

PHFA Keystone Renovation Loan is available to homeowners in Haverford, PA.

Allows homebuyers to finance repairs and improvements into their mortgage when purchasing a home that needs work. Can be combined with PHFA's Keystone Home Loan program. Renovation funds are held in escrow and released as work is completed.

Renovation loan amount rolled into mortgage, typical projects range $10k-$25k

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Haverford, PA, you can combine this program with other local help to cut your cost:

Key Details

  • Finance repairs into your home purchase mortgage
  • Up to $25,000 for renovations
  • Must be combined with PHFA Keystone mortgage
  • Funds held in escrow, released as work completes
  • Available to first-time and repeat buyers

How to Apply

A grant-savvy contractor in Haverford, PA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Haverford early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can PHFA Keystone Renovation Loan provide in Haverford, PA?

Up to $25,000 in combination with purchase.

Who qualifies for PHFA Keystone Renovation Loan in Haverford?

PHFA Keystone Renovation Loan is open to homeowners in Haverford, PA.

How do I apply for PHFA Keystone Renovation Loan in Haverford, PA?

Apply directly with Pennsylvania Housing Finance Agency using the official program link on this page or call (855) 827-3466. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Haverford, PA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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