Haverhill Septic System Betterment Loan

City of Haverhill DPW

Available Home Repair

About This Program

Haverhill Septic System Betterment Loan is available to homeowners in Haverhill, MA.

City of Haverhill offers low-interest betterment loans up to $50,000 for homeowners who need to repair, replace, or upgrade septic systems to meet Title 5 requirements. Loans are repaid through property tax bills over 20 years. Available to all homeowners regardless of income.

Loan repaid over 20 years as betterment on property tax bill

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Haverhill, MA, you can combine this program with other local help to cut your cost:

Key Details

  • Low-interest loan up to $50,000
  • For septic repair, replacement, or upgrade
  • Meets Title 5 compliance requirements
  • Repaid over 20 years via tax bill
  • No income requirement

How to Apply

Get free help applying Visit Official Program Page Track this program

(978) 374-2340

A grant-savvy contractor in Haverhill, MA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Haverhill early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling applications

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Haverhill Septic System Betterment Loan provide in Haverhill, MA?

Up to $50,000 low-interest loan.

Who qualifies for Haverhill Septic System Betterment Loan in Haverhill?

Haverhill Septic System Betterment Loan is open to homeowners in Haverhill, MA. It has no income limit.

How do I apply for Haverhill Septic System Betterment Loan in Haverhill, MA?

Apply directly with City of Haverhill DPW using the official program link on this page or call (978) 374-2340. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Haverhill, MA contractors

Find More Programs in Haverhill, MA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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