PHFA Homeowner Emergency Mortgage Assistance

Pennsylvania Housing Finance Agency

Available Home Repair

About This Program

PHFA Homeowner Emergency Mortgage Assistance is available to homeowners in Hazleton, PA.

Provides temporary mortgage payment assistance to Pennsylvania homeowners who have suffered a substantial reduction in income or increase in expenses due to circumstances beyond their control. Funds help prevent foreclosure.

No-interest loan for mortgage arrears and ongoing payments; repayment deferred or forgiven under certain conditions

Data last verified 2026-06-09. How we verify our data.

In Hazleton, PA, you can combine this program with other local help to cut your cost:

Key Details

  • No-interest loan up to $60,000 for mortgage assistance
  • Helps homeowners facing foreclosure
  • Income reduction or hardship required
  • Covers mortgage arrears and ongoing payments
  • Repayment may be forgiven under certain conditions

How to Apply

Get free help applying Visit Official Program Page Track this program

(800) 342-2397

A grant-savvy contractor in Hazleton, PA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Hazleton early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can PHFA Homeowner Emergency Mortgage Assistance provide in Hazleton, PA?

Up to $60,000 no-interest loan.

Who qualifies for PHFA Homeowner Emergency Mortgage Assistance in Hazleton?

PHFA Homeowner Emergency Mortgage Assistance is open to homeowners in Hazleton, PA. It has no income limit.

How do I apply for PHFA Homeowner Emergency Mortgage Assistance in Hazleton, PA?

Apply directly with Pennsylvania Housing Finance Agency using the official program link on this page or call (800) 342-2397. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Hazleton, PA contractors

Find More Programs in Hazleton, PA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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