FEMA Flood Mitigation Assistance (FMA)

Montana Disaster & Emergency Services / FEMA

Available Disaster Relief

About This Program

FEMA Flood Mitigation Assistance (FMA) is available to homeowners in Helena, MT.

FEMA grant program for flood mitigation projects including home elevation, acquisition, and floodproofing. Available to properties with flood insurance in Special Flood Hazard Areas. Local match typically required but may be reduced for low-income applicants. Applied for through Lewis and Clark County.

FEMA covers up to 75% of eligible mitigation costs, local match required

Data last verified 2026-06-09. How we verify our data.

This is a national program. In Helena, MT, you can stack it with local programs like these:

Key Details

  • 75% federal cost share for flood mitigation
  • Home elevation, acquisition, floodproofing
  • Must have flood insurance
  • Property must be in Special Flood Hazard Area
  • Applied for through county

How to Apply

Get free help applying Visit Official Program Page Track this program

(406) 324-4777

A grant-savvy contractor in Helena, MT can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Helena early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Annual application cycle through local jurisdiction

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can FEMA Flood Mitigation Assistance (FMA) provide in Helena, MT?

Up to 75% cost share for mitigation.

Who qualifies for FEMA Flood Mitigation Assistance (FMA) in Helena?

FEMA Flood Mitigation Assistance (FMA) is open to homeowners in Helena, MT. It has no income limit.

How do I apply for FEMA Flood Mitigation Assistance (FMA) in Helena, MT?

Apply directly with Montana Disaster & Emergency Services / FEMA using the official program link on this page or call (406) 324-4777. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Helena, MT contractors

Find More Programs in Helena, MT

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