THDA Great Choice Home Repair Loan

Tennessee Housing Development Agency

Available Home Repair

About This Program

THDA Great Choice Home Repair Loan is available to homeowners in Hendersonville, TN.

Low-interest home repair loan program for Tennessee homeowners who need critical repairs but do not qualify for grants. Flexible repayment terms up to 20 years with interest rates below market rates for qualified applicants.

Loan amount based on repair needs and borrower income qualification

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Hendersonville, TN, you can combine this program with other local help to cut your cost:

Key Details

  • Low-interest loan up to $25,000 for home repairs
  • Repayment terms up to 20 years
  • Available to income-qualified Tennessee homeowners
  • Must be owner-occupied primary residence
  • Below-market interest rates for qualified borrowers

How to Apply

Get free help applying Visit Official Program Page Track this program

(615) 815-2200

A grant-savvy contractor in Hendersonville, TN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Hendersonville early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing, subject to availability of funds

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can THDA Great Choice Home Repair Loan provide in Hendersonville, TN?

Up to $25,000 loan.

Who qualifies for THDA Great Choice Home Repair Loan in Hendersonville?

THDA Great Choice Home Repair Loan is open to homeowners in Hendersonville, TN.

How do I apply for THDA Great Choice Home Repair Loan in Hendersonville, TN?

Apply directly with Tennessee Housing Development Agency using the official program link on this page or call (615) 815-2200. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Hendersonville, TN contractors

Find More Programs in Hendersonville, TN

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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