NC Housing Trust Fund Repair Program

North Carolina Housing Finance Agency

Available Home Repair

About This Program

NC Housing Trust Fund Repair Program is available to homeowners in High Point, NC.

State Housing Trust Fund provides grants and forgivable loans to very low-income homeowners for critical home repairs. Administered locally through municipalities and nonprofits. Priority for seniors, persons with disabilities, and households with children.

Grant or forgivable loan for very low-income households with critical repair needs

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In High Point, NC, you can combine this program with other local help to cut your cost:

Key Details

  • Grants and loans for very low-income homeowners
  • Income at or below 50% AMI required
  • Priority for seniors and persons with disabilities
  • Administered through local programs
  • Covers critical repairs and health/safety hazards

How to Apply

Get free help applying Visit Official Program Page Track this program

(919) 877-5700

A grant-savvy contractor in High Point, NC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in High Point early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • Proof of age (driver's license or birth certificate) if the program is age-based.
  • Documentation of disability (award letter or a physician's statement) if the program is disability-based.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Funds distributed through local programs

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can NC Housing Trust Fund Repair Program provide in High Point, NC?

Up to $45,000 per household.

Who qualifies for NC Housing Trust Fund Repair Program in High Point?

NC Housing Trust Fund Repair Program is open to homeowners in High Point, NC. It prioritizes low-income households. It serves seniors.

How do I apply for NC Housing Trust Fund Repair Program in High Point, NC?

Apply directly with North Carolina Housing Finance Agency using the official program link on this page or call (919) 877-5700. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse High Point, NC contractors

Find More Programs in High Point, NC

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs