CHFA Home Access Loan Program

Colorado Housing and Finance Authority

Available Senior & Disability

About This Program

CHFA Home Access Loan Program is available to homeowners in Highlands Ranch, CO.

Low-interest loans to help Colorado homeowners with disabilities make accessibility modifications. Covers ramps, stair lifts, bathroom modifications, widened doorways, and other adaptive improvements. Fixed interest rate with terms up to 15 years.

Typical loan amount for accessibility modifications

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Highlands Ranch, CO, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $25,000 for accessibility modifications
  • Low fixed interest rates
  • Terms up to 15 years
  • Must have disability documentation
  • Income limits apply

How to Apply

Get free help applying Visit Official Program Page Track this program

(800) 877-2432

A grant-savvy contractor in Highlands Ranch, CO can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Highlands Ranch early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • Documentation of disability (award letter or a physician's statement) if the program is disability-based.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling applications

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can CHFA Home Access Loan Program provide in Highlands Ranch, CO?

Up to $25,000 loan.

Who qualifies for CHFA Home Access Loan Program in Highlands Ranch?

CHFA Home Access Loan Program is open to homeowners in Highlands Ranch, CO.

How do I apply for CHFA Home Access Loan Program in Highlands Ranch, CO?

Apply directly with Colorado Housing and Finance Authority using the official program link on this page or call (800) 877-2432. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Highlands Ranch, CO contractors

Find More Programs in Highlands Ranch, CO

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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