Hawaii County Septic System Repair Assistance

Hawaii County Department of Environmental Management

Available Home Repair

About This Program

Hawaii County Septic System Repair Assistance is available to homeowners in Hilo, HI.

Low-interest loans for repair or replacement of failing septic systems in Hawaii County. Helps homeowners address environmental health hazards and meet county wastewater requirements.

Low-interest loan for septic repair or replacement, repayment over 10 years

Data last verified 2026-06-09. How we verify our data.

In Hilo, HI, you can combine this program with other local help to cut your cost:

Key Details

  • Loan up to $20,000 for septic system repair
  • Low-interest financing, 10-year term
  • Income at or below 120% AMI
  • Must be owner-occupied in Hawaii County
  • Covers repair or full replacement

How to Apply

A grant-savvy contractor in Hilo, HI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Hilo early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing, subject to funding

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Hawaii County Septic System Repair Assistance provide in Hilo, HI?

Loan up to $20,000.

Who qualifies for Hawaii County Septic System Repair Assistance in Hilo?

Hawaii County Septic System Repair Assistance is open to homeowners in Hilo, HI.

How do I apply for Hawaii County Septic System Repair Assistance in Hilo, HI?

Apply directly with Hawaii County Department of Environmental Management using the official program link on this page or call (808) 961-8083. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Hilo, HI

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs