Home Improvement Grants in Holly Springs.

Find grants, rebates, forgivable loans, and free programs for Holly Springs, NC, filtered to your situation.

As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Holly Springs, NC, with individual awards up to $126,526. 7 programs target seniors, 2 serve veterans, and 11 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants15Never repaidIncome-qualified homeowners
Forgivable loans4Forgiven after a residency periodLarger repairs with no money down
Rebates5Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 26 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization improvements

North Carolina Weatherization Assistance Program

Federally-funded weatherization program that reduces energy costs for low-income households through insulation, air seal...

Weatherization
Deferred loan up to $45,000

NC Housing Finance Agency Homeowner Rehab Program

Provides deferred, zero-interest loans to low- and moderate-income homeowners for critical home repairs and accessibilit...

Home Repair
Forgivable loan up to $35,000

Wake County Owner-Occupied Housing Rehabilitation

Wake County CDBG-funded program providing forgivable loans for critical home repairs to low-income homeowners. Loan is f...

Home Repair
Grant up to $10,000

Wake County Emergency Home Repair Grant

Provides emergency grants for urgent health and safety repairs to owner-occupied homes in Wake County. Priority given to...

Emergency
Free lead hazard removal

North Carolina Lead Hazard Reduction Program

HUD-funded program to reduce lead-based paint hazards in homes built before 1978 with children under 6 years old. Servic...

Home Repair
Up to $1,200 rebate

Duke Energy Heat Pump Rebate

Rebates for Duke Energy Progress customers who install qualifying high-efficiency heat pump systems. Rebate amounts vary...

Energy
Up to $650 in rebates

Duke Energy Smart Saver Efficiency Program

Comprehensive energy efficiency rebates for Duke Energy customers including insulation, air sealing, duct sealing, and w...

Energy
Rebate varies by system size

Duke Energy Solar Rebate Program

Provides rebates for Duke Energy Progress customers who install residential solar photovoltaic systems. Program operates...

Solar/Renewable
Tax credit up to $10,500

North Carolina Solar Energy Tax Credit

North Carolina state tax credit for renewable energy property including solar photovoltaic and solar thermal systems. Cr...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize the...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their adaptive ne...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a family member's home in which they will reside...

Veterans
Grant up to $15,000

Wake County Accessibility Modification Program

Provides grants to low-income homeowners in Wake County for accessibility modifications that allow persons with disabili...

Seniors & Disability
Grant up to $5,000

North Carolina Seniors' CARE Program

Provides grants to seniors age 65+ for home modifications that improve safety and accessibility, allowing them to age in...

Seniors & Disability
Varies by damage and household need

North Carolina Disaster Recovery Program

Long-term disaster recovery assistance for North Carolina homeowners impacted by federally-declared disasters. Funds rep...

Disaster
Forgivable loan up to $15,000

Wake County Septic Tank Repair/Replacement Program

Provides forgivable loans to income-qualified homeowners in Wake County to repair or replace failing septic systems. Loa...

Home Repair
Up to $25,000 forgivable loan

Wake County Down Payment Assistance

Forgivable second-mortgage loan for down payment and closing cost assistance to first-time homebuyers purchasing in Wake...

Homebuyer
Deferred loan up to $50,000

NC Housing Trust Fund Owner-Occupied Rehab

Provides deferred, zero-interest loans to low-income homeowners for substantial rehabilitation of owner-occupied housing...

Home Repair
Up to $750 rebate

Duke Energy Heat Pump Water Heater Rebate

Rebate for Duke Energy Progress customers who install qualifying ENERGY STAR heat pump water heaters. Rebate amount vari...

Energy
Up to $125 rebate

Duke Energy Smart Thermostat Rebate

Rebate for Duke Energy Progress customers who purchase and install qualifying ENERGY STAR smart thermostats. Smart therm...

Energy
30% of installation cost

Federal Residential Solar Investment Tax Credit

Federal tax credit equal to 30% of the cost of installing a residential solar energy system, including solar panels, inv...

Solar/Renewable
Excludes $27,500 or 50% of home value from taxes

NC Property Tax Exclusion for Seniors/Disabled

Property tax relief for North Carolina homeowners who are 65+, totally and permanently disabled, or permanently and tota...

Property Tax Relief

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

Stack your funding

Pick a project to see how much funding could stack on it from multiple programs in this city.

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Grant-Approved Contractors in Holly Springs

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Get notified when programs change

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Frequently asked questions

What home improvement grants are available in Holly Springs, NC?

26 programs are currently listed for Holly Springs, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Holly Springs have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Holly Springs, 15 programs do not require repayment, 4 are forgivable loans, and 5 are rebates.

How do I apply for home repair grants in Holly Springs?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.