Massachusetts Home Modification Loan Program (HomeMod)

MassAccess Housing Registry / MassDevelopment

Available Senior & Disability

About This Program

Massachusetts Home Modification Loan Program (HomeMod) is available to homeowners in Holyoke, MA.

State-funded deferred payment loan for homeowners and mobile homeowners with disabilities to make accessibility modifications. No monthly payments; loan is repaid when home is sold or no longer primary residence. Income limit applies.

Deferred payment loan, no monthly payments; estimate reflects typical accessibility project

Data last verified 2026-06-09. How we verify our data.

In Holyoke, MA, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $30,000 deferred payment loan
  • No monthly payments required
  • For homeowners with disabilities
  • Covers accessibility modifications
  • Repaid when home is sold or transferred

How to Apply

Get free help applying Visit Official Program Page Track this program

(617) 338-6347

A grant-savvy contractor in Holyoke, MA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Holyoke early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • Documentation of disability (award letter or a physician's statement) if the program is disability-based.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling applications

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Massachusetts Home Modification Loan Program (HomeMod) provide in Holyoke, MA?

Up to $30,000 deferred loan.

Who qualifies for Massachusetts Home Modification Loan Program (HomeMod) in Holyoke?

Massachusetts Home Modification Loan Program (HomeMod) is open to homeowners in Holyoke, MA.

How do I apply for Massachusetts Home Modification Loan Program (HomeMod) in Holyoke, MA?

Apply directly with MassAccess Housing Registry / MassDevelopment using the official program link on this page or call (617) 338-6347. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Holyoke, MA contractors

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This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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