State Housing Initiatives Partnership (SHIP)

Florida Housing Finance Corporation

Available Home Repair

About This Program

State Housing Initiatives Partnership (SHIP) is available to homeowners in Homestead, FL.

State-funded housing assistance program distributed through local governments for owner-occupied rehabilitation, new home construction, and down payment assistance. Miami-Dade County administers SHIP funds for Homestead residents.

Estimate based on typical owner-occupied rehabilitation award

Data last verified 2026-06-09. How we verify our data.

In Homestead, FL, you can combine this program with other local help to cut your cost:

Key Details

  • State housing assistance for owner-occupied rehab
  • Income at or below 120% AMI typically required
  • Administered through Miami-Dade County
  • Can assist with major home repairs and systems
  • Contact county for current funding availability

How to Apply

Get free help applying Visit Official Program Page Track this program

(305) 375-4663

A grant-savvy contractor in Homestead, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Homestead early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Contact Miami-Dade County for local availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can State Housing Initiatives Partnership (SHIP) provide in Homestead, FL?

Up to $10,000 for rehab.

Who qualifies for State Housing Initiatives Partnership (SHIP) in Homestead?

State Housing Initiatives Partnership (SHIP) is open to homeowners in Homestead, FL.

How do I apply for State Housing Initiatives Partnership (SHIP) in Homestead, FL?

Apply directly with Florida Housing Finance Corporation using the official program link on this page or call (305) 375-4663. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Homestead, FL contractors

Find More Programs in Homestead, FL

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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