IHDA Rehabilitation & Reconstruction Program

Illinois Housing Development Authority (IHDA)

Available Home Repair

About This Program

IHDA Rehabilitation & Reconstruction Program is available to homeowners in Homewood, IL.

Low-interest loan program for Illinois homeowners to finance major home repairs and rehabilitation. Covers structural repairs, roof replacement, HVAC systems, plumbing, electrical, and other essential improvements to maintain safe and habitable housing.

Loan at approximately 4% interest for eligible rehabilitation projects

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Homewood, IL, you can combine this program with other local help to cut your cost:

Key Details

  • Low-interest loans for major home repairs
  • Income at or below 120% area median income
  • Must be owner-occupied primary residence
  • Covers roof, HVAC, plumbing, electrical, structural
  • Approximately 4% interest rate

How to Apply

Get free help applying Visit Official Program Page Track this program

(312) 836-5200

A grant-savvy contractor in Homewood, IL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Homewood early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling applications

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can IHDA Rehabilitation & Reconstruction Program provide in Homewood, IL?

Up to $50,000 low-interest loan.

Who qualifies for IHDA Rehabilitation & Reconstruction Program in Homewood?

IHDA Rehabilitation & Reconstruction Program is open to homeowners in Homewood, IL.

How do I apply for IHDA Rehabilitation & Reconstruction Program in Homewood, IL?

Apply directly with Illinois Housing Development Authority (IHDA) using the official program link on this page or call (312) 836-5200. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Homewood, IL contractors

Find More Programs in Homewood, IL

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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