NJ Homeowner Assistance Fund (HAF)

NJ Housing and Mortgage Finance Agency

Available Emergency Repair

About This Program

NJ Homeowner Assistance Fund (HAF) is available to homeowners in Hopatcong, NJ.

Federal assistance to help homeowners catch up on past-due mortgage payments, property taxes, and homeowners insurance. For homeowners who experienced financial hardship after January 21, 2020. Funds paid directly to servicers and county tax collectors.

Assistance up to $35,000 for past-due mortgage, taxes, and insurance

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Hopatcong, NJ, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $35,000 for past-due mortgage, taxes, insurance
  • Income at or below 150% AMI
  • Must demonstrate COVID-19 hardship
  • Funds paid directly to lenders/tax collectors
  • Open through December 2026

How to Apply

Get free help applying Visit Official Program Page Track this program

(609) 278-7400

A grant-savvy contractor in Hopatcong, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Hopatcong early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Open through December 31, 2026

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can NJ Homeowner Assistance Fund (HAF) provide in Hopatcong, NJ?

Up to $35,000 assistance.

Who qualifies for NJ Homeowner Assistance Fund (HAF) in Hopatcong?

NJ Homeowner Assistance Fund (HAF) is open to homeowners in Hopatcong, NJ.

How do I apply for NJ Homeowner Assistance Fund (HAF) in Hopatcong, NJ?

Apply directly with NJ Housing and Mortgage Finance Agency using the official program link on this page or call (609) 278-7400. There is no middleman and no fee. Deadline: Open through December 31, 2026.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Hopatcong, NJ contractors

Find More Programs in Hopatcong, NJ

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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