DeSoto County CDBG Owner-Occupied Rehabilitation

DeSoto County / HUD Community Development Block Grant

Available Home Repair

About This Program

DeSoto County CDBG Owner-Occupied Rehabilitation is available to homeowners in Horn Lake, MS.

Provides forgivable loans for major home repairs and rehabilitation to low- and moderate-income homeowners in DeSoto County. Loan is forgiven after 5 years of continued owner-occupancy. Covers critical health and safety repairs, code violations, and accessibility improvements.

Forgivable loan, no repayment required if you remain in the home 5 years

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

This is a national program. In Horn Lake, MS, you can stack it with local programs like these:

Key Details

  • Forgivable loan up to $30,000 for major repairs
  • Income at or below 80% AMI required
  • Must be owner-occupied in DeSoto County
  • Forgiven after 5 years of compliance
  • Covers roofing, plumbing, electrical, HVAC, structural

How to Apply

Get free help applying Visit Official Program Page Track this program

(662) 469-8000

A grant-savvy contractor in Horn Lake, MS can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Horn Lake early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing, subject to annual funding availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can DeSoto County CDBG Owner-Occupied Rehabilitation provide in Horn Lake, MS?

Forgivable loan up to $30,000.

Who qualifies for DeSoto County CDBG Owner-Occupied Rehabilitation in Horn Lake?

DeSoto County CDBG Owner-Occupied Rehabilitation is open to homeowners in Horn Lake, MS. It prioritizes low-income households.

How do I apply for DeSoto County CDBG Owner-Occupied Rehabilitation in Horn Lake, MS?

Apply directly with DeSoto County / HUD Community Development Block Grant using the official program link on this page or call (662) 469-8000. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Horn Lake, MS contractors

Find More Programs in Horn Lake, MS

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs