City of Houston Homebuyer Assistance Program (HAP)

City of Houston Housing & Community Development

Available Home Repair

About This Program

City of Houston Homebuyer Assistance Program (HAP) is available in Houston, TX.

The HAP provides up to $50,000 in down payment and closing cost assistance to income-qualified first-time homebuyers purchasing a home taxed by the City of Houston. Assistance is structured as a forgivable lien and requires completion of HUD-approved homebuyer education. The process typically takes about six weeks from submission of a complete application.

Assistance amount depends on purchase price and income level; up to $50,000 for standard HAP, up to $125,000 for Harvey HbAP 2.0.

Official program page checked live on 2026-06-22.

Data last verified 2026-04-03. How we verify our data.

In Houston, TX, you can combine this program with other local help to cut your cost:

Key Details

  • First-time homebuyer (no home owned in past 3 years)
  • Must purchase home within Houston city limits
  • Income at or below 80% AMI
  • Must complete HUD-approved homebuyer education course
  • Assistance provided as a forgivable lien tied to the property

How to Apply

Get free help applying Visit Official Program Page Track this program

832-394-6200

A grant-savvy contractor in Houston, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Houston early keeps your application moving.

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This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Contact program

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Frequently asked questions

How much can City of Houston Homebuyer Assistance Program (HAP) provide in Houston, TX?

Up to $50,000 in down payment and closing cost assistance.

How do I apply for City of Houston Homebuyer Assistance Program (HAP) in Houston, TX?

Apply directly with City of Houston Housing & Community Development using the official program link on this page or call 832-394-6200. There is no middleman and no fee.

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