Montgomery County Owner-Occupied Rehabilitation Program

Montgomery County CDBG

Available Home Repair

About This Program

Montgomery County Owner-Occupied Rehabilitation Program is available to homeowners in Huber Heights, OH.

CDBG-funded home rehabilitation program for low-income owner-occupants in Montgomery County. Provides forgivable loans for major repairs including roofing, HVAC, plumbing, electrical, and structural issues. Loan forgiven after 5 years of continuous occupancy.

Forgivable loan, no repayment required if occupancy maintained for 5 years

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Huber Heights, OH, you can combine this program with other local help to cut your cost:

Key Details

  • Forgivable loan for major home repairs
  • Income at or below 80% AMI required
  • Must be owner-occupied in Montgomery County
  • Covers roofing, HVAC, plumbing, electrical, structural
  • Forgiven after 5 years of continuous residency

How to Apply

Get free help applying Visit Official Program Page Track this program

(937) 225-6328

A grant-savvy contractor in Huber Heights, OH can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Huber Heights early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Applications accepted year-round subject to funding

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Frequently asked questions

How much can Montgomery County Owner-Occupied Rehabilitation Program provide in Huber Heights, OH?

Forgivable loan up to $30,000.

Who qualifies for Montgomery County Owner-Occupied Rehabilitation Program in Huber Heights?

Montgomery County Owner-Occupied Rehabilitation Program is open to homeowners in Huber Heights, OH. It prioritizes low-income households.

How do I apply for Montgomery County Owner-Occupied Rehabilitation Program in Huber Heights, OH?

Apply directly with Montgomery County CDBG using the official program link on this page or call (937) 225-6328. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Huber Heights, OH contractors

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