Minnesota Housing Rehabilitation Forgivable Loan

Minnesota Housing Finance Agency

Available Home Repair

About This Program

Minnesota Housing Rehabilitation Forgivable Loan is available to homeowners in Inver Grove Heights, MN.

Forgivable loan for correcting code violations, removing health and safety hazards, and making essential repairs. Administered through local governments. Loan forgiven after 5 years of owner occupancy.

Loan forgiven 20% per year over 5 years of continued occupancy

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Inver Grove Heights, MN, you can combine this program with other local help to cut your cost:

Key Details

  • Forgivable loan up to $30,000
  • Code violations, health/safety hazards
  • Income at or below 80% AMI
  • Forgiven 20% per year over 5 years
  • Apply through Dakota County CDA

How to Apply

A grant-savvy contractor in Inver Grove Heights, MN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Inver Grove Heights early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Contact Dakota County CDA for current availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Minnesota Housing Rehabilitation Forgivable Loan provide in Inver Grove Heights, MN?

Up to $30,000 forgivable loan.

Who qualifies for Minnesota Housing Rehabilitation Forgivable Loan in Inver Grove Heights?

Minnesota Housing Rehabilitation Forgivable Loan is open to homeowners in Inver Grove Heights, MN. It prioritizes low-income households.

How do I apply for Minnesota Housing Rehabilitation Forgivable Loan in Inver Grove Heights, MN?

Apply directly with Minnesota Housing Finance Agency using the official program link on this page or call (651) 675-4400. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Inver Grove Heights, MN

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs