Texas Home Improvement Loan (My First Texas Home)

Texas State Affordable Housing Corporation

Available Home Repair

About This Program

Texas Home Improvement Loan (My First Texas Home) is available to homeowners in Irving, TX.

Low-interest home improvement loan for Texas homeowners meeting income limits. Can be used for major repairs, energy efficiency upgrades, and critical home systems. Available through participating lenders statewide.

Low-interest loan amount based on creditworthiness and project scope

Official source site checked live on 2026-06-22.

Data last verified 2026-05-25. How we verify our data.

In Irving, TX, you can combine this program with other local help to cut your cost:

Key Details

  • Low-interest loan up to $25,000
  • For Texas homeowners meeting income limits
  • Covers major repairs and efficiency upgrades
  • Must use participating lenders
  • Credit check and income verification required

How to Apply

Get free help applying Visit Official Program Page Track this program

(512) 477-3555

A grant-savvy contractor in Irving, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Irving early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling applications

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Texas Home Improvement Loan (My First Texas Home) provide in Irving, TX?

Up to $25,000 loan.

Who qualifies for Texas Home Improvement Loan (My First Texas Home) in Irving?

Texas Home Improvement Loan (My First Texas Home) is open to homeowners in Irving, TX.

How do I apply for Texas Home Improvement Loan (My First Texas Home) in Irving, TX?

Apply directly with Texas State Affordable Housing Corporation using the official program link on this page or call (512) 477-3555. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Irving, TX contractors

Find More Programs in Irving, TX

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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